Tornadoes Formation, Classification, And Warnings Essay

Tornadoes: Formation, Classification, and Warnings GEG 1001-01 Christy Williams Jeff Fesperman November 12, 2016 Many people seem to think of great danger and destruction when they think of Tornadoes. However, in the past hundred years, technology has made it possible for meteorologists to predict and detect tornadoes. Modern people in the United States are very well educated about this dangerous phenomenon, which helps to reduce the risks of injury and death. The formation of a tornado has several factors and is a complex system. The Fujita scale is what is used to classify and categorize tornadoes. Tornadoes can be very dangerous, however, knowing the cause, how they are classified, and what precautions to take can drastically reduce the risk of injury. The cause of tornadoes has several factors including formation and weather conditions. First off, the development of a tornado starts off as a thunderstorm. A thunderstorm is a fairly general and commonly occurring weather phenomenon. However tornadoes are not as common, they are formed by a vertical column that extends from the base of a cloud, which also has to be spinning, which forms a vortex creating what the average human knows as a funnel cloud (Brodie). Most people learned about the formation of a funnel cloud at a young age, most often children are taught about this through using a common object. More often than not it is a water bottle, and in this demonstration, one will spin or shake the water bottleShow MoreRelatedSevere Weather On The United States Essay2187 Words   |  9 Pagesextreme weather inside its borders (Rice, 2013). Robert Henson has a strong argument. If we look at severe weather in the United States, we can see it is diverse and extreme. Here we will revie w a few examples of severe weather such as hurricanes, tornadoes, floods, and droughts. Hurricanes For those of us Americans living on the east coast and gulf coast, hurricane season is something we prepare for every year. â€Å"Hurricanes are intense centers of low pressure that form over tropical oceans and are

Athletes drafted into World War II - 1456 Words

The most decorated and costly war in American history was World War II. Everyone understands the atomic bomb, Hitler rise to power, but many people do not know some American history during the war. The history of our sport world, it changed how people viewed and watched it. During the war many people were drafted into the war to help fight, like the fittest and strongest of athletes. Since many players were disbanded from their major sports like Jackie Robison or Del Bork, it changed how people look at this era in sports. Number 42 is the famous Jackie Robinson played in major league and broke the color barrier in baseball. Many people do not know but Robison served in the United State Army in 1942-1944. He played football with the†¦show more content†¦(â€Å" Wartime Baseball - Not That Bad) .Many people thought players were not good enough to play but players who made it to the big leagues during the war was talented enough to keep their place on the team after formal big leaguers returned. All the emphasis of baseball during war was negative because of how people perceived it. Everyone had an opportunity to play, one arms player, alcoholics, young, old, deaf players. They were less talented players who were brought up to fill out the rosters when the regulars were volunteered or were drafted. Many of the fills in players were faded out quickly when he ruler returned. When choking over our wartime players list, we found that 45 played on one or more pennant winners, ten became major leagu e managers, and 34 were selected to one or more All- Stars teams (â€Å"Wartime Baseball- Not That Bad). Although many players were not as good as the regular many had help baseball out. Like base stealing was revived by George Case, George Sternness, and veteran Wally Moses; less dependence on the homerun. Eddie Stinky set a NL record with 148 walks in 1945. George Kill was a wartime player and was inducted into the Hall of Fame in 1983 for his batting average. Even though they were some talented players, they were some very less talented player. Danny Gabriella became very well known for being struck in the head by a baseball he was supposed to catch. Even know baseballShow MoreRelatedJackie Robinson. Cameron Thueson. Madison High School.1687 Words   |  7 Pageshistory can say they ve completely changed their respective area of expertise. Jackie Robinson is one of those people. Jackie Robinson not only changed the sport of baseball, but the whole sports world as he braved raci sm, discrimination and segregation to break the racial and cultural barriers in the sports world. Childhood Jackie Robinson’s childhood had a direct impact on his professional career and also prepared him to face the challenges of racism. Shortly after Robinson was born in January 1919Read MoreWomen in Baseball1677 Words   |  7 Pagesfavorite past time is the period when fewer men were available to continue their participation in the sport, as many were drafted to serve in World War II. Not wanting the game to come to an end, the league brought in women hoping the spirit of the game would continue to thrive. Even though these female leagues were formed, the sport was not truly the same as the women athletes were held to different standards and not given the same opportunity as the men who had played the game. In today’s societyRead MoreProfessional Sports : The World Of Sport1904 Words   |  8 PagesIn the United States since World War II, the world of sport has undergone dramatic changes. The first decade after the war witnessed the resurgence of baseball as the national sport, particularly with the unveiling of a hero-athlete, the formation and development of the National Basketball Association, and the transformation of professional football into a powerhouse organization vying with baseball as the national sport. That competition continues to this day, with the profound irony that in someRead MoreAnalysis of John Knowles A Separate Peace 979 Words   |  4 Pagescalled Devon which is located in New Hampshire. While roaming around the schools campus he reminisced the time he has spent at Devon, especially the year of 1942. During this time, World War II was happening overseas and Gene was sixteen years old which meant that in two years, Gene was likely to be drafted to the w ar. At this point, the story shifts into a flashback of the year 1942 , a unique year for Gene. Gene spent most of his time with a boy named Phineas, nicknamed Finny, who is his roommateRead MoreAfrican American Impact on Sports Essay1725 Words   |  7 PagesA life is not important except in the impact it has on others lives. This quote was said by Jackie Robinson who was important in paving the way for other black athletes in professional sports. He was the first black baseball player to play in Major League Baseball.What would professional sports be without all the greatest black athletes such as Michael Jordan, Muhammad Ali or Jackie Robinson? Today the NBA is filled with a large majority of African American players. The NBA would be nothing withoutRead More The Legacy Of Jackie Robinson Essay761 Words   |  4 Pagesespecially the minority guys, to be able to play in the major leagues and the impact on the people of color today. Robinson was an undeniably great player who had some of his best years stolen from him. He was a speedster who led his team to six World Series, won Rookie of the Year honors, an MVP award and was a six-time All-Star. But it’s not because of his marvelous career that Jackie’s number 42 is retired in every major league ballpark. It’s because on a chilly afternoon in 1947 at EbbetsRead MoreEssay about The Civil Rights Movement 2130 Words   |  9 Pagesminorities, this represented an immobile society. Yet, equality elapsed over time, and due to pivotal events in American history such as the Cold War and WWII, the Civil Rights Movement molded the road toward change and challenged America to redefine their core values. The Civil Rights Movement was first established during the 1940’s and World War II. As WWII prevailed, affirmative action by determined minority leaders generated a changing view among whites towards minorities throughout this wartimeRead More A Separate Peace Essay example1149 Words   |  5 PagesPeace: by John Knowles nbsp;nbsp;nbsp;nbsp;nbsp;During World War II in the struggle for peace among nations comes a smaller, but still significant struggle, in a prep school boy becoming a man and waking up to reality. nbsp;nbsp;nbsp;nbsp;nbsp;In the book A Separate Peace, the author John Knowles, creates the image of two sixteen-year old boys struggling to keep what little sense of peace they know, even though there is a war going on all around them. Gene Forrester, the narrator of theRead MoreFeminism Essay1633 Words   |  7 Pageswhich meanings are produced generate knowledge, they insist that knowledge is situated and limited they have recognised and been honest about the contingency of geographical claims while they consider they way they ahv e been socialised to view the world and realise that knowledge is based on experience. Feminism similarly has a profound impact on how assumptions can influence opinions or perspective on gender binaries and nature/culture dichotomies. Feminism is a collection of movements and ideologiesRead MorePresident Roosevelt and The Selective Training and Service Act2983 Words   |  12 Pagestake notice, as the sport was a source of entertainment every day for a six-month span. At this time in 1941, something else that was a lot more important than baseball was also grabbing the attention of the American eye. In Europe there had been a war going on since 1939 as Germany had successfully invaded Poland and Japan was on a mission to take over Eastern Asia. Many of the American people were wondering as the Japanese began to make moves in gaining territory throughout the Pacific if there

Julits Dairy Essay Example For Students

Julits Dairy Essay Today was one of the best days of my life. Oh, I am so happy and confused and sad. What to do, I know not. I just got engaged to a man named Romeo. I have to tell you the most exiting news. . . . Im getting married!!! Oh, can you die of happiness? Let me tell you what happened. Well the day started as I woke up early in the morning full of excitement, with the sun shining through the bedroom window. I just knew that today was going to be such an amazing day not just because I was going to the party but because I felt something different inside of me today, a feeling that is neither happiness nor sadness, a feeling indescribable. So there I was in my blue sunlit room putting on my shiny pink dress and getting ready for the party. Ive always wanted to wear this dress as it was a present that my mother had given me long ago, yet I never had the chance to wear it. It was a lovely pink dress covered in sequences and flowers. After I was ready I went out of the bedroom, downstairs and walked outside, a beautiful carriage was waiting for me, ready to take me away. I stepped on to the carriage and looked back to see my nurse smiling and waving to say goodbye. As I arrived closer to the party I could hear music and chattering from lots of people. I stepped out of the carriage to see people dancing and people with masks on. Then just then something caught my eye I look up and I noticed a beautiful, handsome man. This is when I met Romeo. At first, I didnt think him so grand. Just another handsome guest, here to enjoy the party. But the way he looked at me. his eyes burning with such passion, he made me feel as though I were the only woman in the world! He took me aside and sweet-talked me. I remember every word that was murmured. Our hands touched, and a sharp tingling feeling went through my nerves. During the rest of the party I only had eyes for him and I felt his attention focused on me constantly. We kept gazing at each other. Then just after all the dancing finished we met again. Thats when it happened. The moment came, when two hearts race, both win. And thats exactly what happened. We kissed, and murmured beautiful words that will never escape my memory, and then, our hearts leapt again, and we were as one. Just when I was beginning to enjoy myself, my father broke into our fantasy, saying that Mother wanted to see me. Reluctantly, I tore away from him. After I had spoken to my mum I went back out to see Romeo but he wasnt there. I searched and searched for him however I could not find him. My heart wrenched, sinking. Afterwards I sent nurse to find his name. He is Romeo a Montague. When I heard that my heart sank even more. See, heres the problem. His and my families are enemies, and I know not what to do. I left shortly after and went to my room. I gazed out at the night sky from my balcony and discussed my thoughts aloud, to myself. Suddenly I heard a rustle of leaves below, I just thought it would be one of the servants. But No! For it was Romeo. As he climbed up to the balcony to my room I could smell his sweet aroma follow in behind. It was if the warmth of our love was melting away the abomination between the Montagues and the Capulets. Soon, I was in Romeos arms and his in mine. I knew it was really dangerous so I asked me to leave as soon as he could. He swore his love to me and he asked me to marry him. I was so delighted I lunged into his arms. At that moment nurse was calling me so I parted with him. .u5a717ab6d1cfeb033a9ea4addb5f4979 , .u5a717ab6d1cfeb033a9ea4addb5f4979 .postImageUrl , .u5a717ab6d1cfeb033a9ea4addb5f4979 .centered-text-area { min-height: 80px; position: relative; } .u5a717ab6d1cfeb033a9ea4addb5f4979 , .u5a717ab6d1cfeb033a9ea4addb5f4979:hover , .u5a717ab6d1cfeb033a9ea4addb5f4979:visited , .u5a717ab6d1cfeb033a9ea4addb5f4979:active { border:0!important; } .u5a717ab6d1cfeb033a9ea4addb5f4979 .clearfix:after { content: ""; display: table; clear: both; } .u5a717ab6d1cfeb033a9ea4addb5f4979 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u5a717ab6d1cfeb033a9ea4addb5f4979:active , .u5a717ab6d1cfeb033a9ea4addb5f4979:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u5a717ab6d1cfeb033a9ea4addb5f4979 .centered-text-area { width: 100%; position: relative ; } .u5a717ab6d1cfeb033a9ea4addb5f4979 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u5a717ab6d1cfeb033a9ea4addb5f4979 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u5a717ab6d1cfeb033a9ea4addb5f4979 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u5a717ab6d1cfeb033a9ea4addb5f4979:hover .ctaButton { background-color: #34495E!important; } .u5a717ab6d1cfeb033a9ea4addb5f4979 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u5a717ab6d1cfeb033a9ea4addb5f4979 .u5a717ab6d1cfeb033a9ea4addb5f4979-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u5a717ab6d1cfeb033a9ea4addb5f4979:after { content: ""; display: block; clear: both; } READ: The production as a whole EssayI couldnt get to sleep all night thinking about my wedding. Im really apprehensive that someone might find out. I do not know what to do. But what really makes this all so confusing is that my parents want me to marry Paris. Oh, hes a fine man and all, but I do not love him, and how could I betray my heart when I love another. I love my parents. Truly, I do. But I just cant marry Paris. Especially when my heart cleaves unto another. My guess is that Romeo and I will run away together. Oh, how romantic! I fear that my parents might find out and I cant imagine the horrible thought of what is going to happen if they do find out. Oh Romeo, how deep is my love for him. Pity hes a Montague and not a Capulet. Youll be my only and I will still love you even I the sky is falling down.

Macbeth Downfall Essays (635 words) - Characters In Macbeth

Macbeth Downfall In William Shakespeare s Macbeth, the main character, Macbeth, is a brave and loyal subject to the King of Scotland, but as the play progresses, his character begins to change drastically. Evil and unnatural powers, as well as his own desire to become king, take over his better half and eventually lead to his downfall. Three main factors that intertwine with one another that contribute to Macbeth s tragic end are the prophecies told by the three witches, Lady Macbeth s influence, and finally, Macbeth s excessive ambition which drove his desire to become king. The prophecy told by the three witches was what triggers the other factors that contribute to Macbeth s downfall. In the first act, Macbeth is told by the witches that he is to become the Thane of Cawdor and soon after, king. This prophecy arouses Macbeth s curiosity of how he can become the King of Scotland. Stay, you imperfect speakers. Tell me more. By Sinel s death I kno I am Thane of Glamis. But how of Cawdor? The Thane of Cawdor lives a prosperous gentleman, and to be king stands not within the prospect of belief. (Act 1. sc.3) This quote shows how the witches prophecy attracts Macbeth. It demonstrated how Macbeth thirsts for an answer from the witches of how is he to become the Thane of Cawdor and king. As the play continues, Macbeth slowly relies on the witches prophecies. It becomes a remedy for Macbeth s curiosity which corrupts his character. One of the witches prophecies becomes true when Macbeth is named the Thane of Cawdor by King Duncan. At this point, Macbeth seeks advice from his wife, Lady Macbeth. Lady Macbeth provides a scheme for Macbeth to assassinate the King. She is manipulative and persuasive in corrupting Macbeth s judgement. What beast was t then, that you break this enterprise to me? When you durst do it, then you were a man; And to be more than what you are, you would be so much more the man K Khad I sworn as you have done this. (Act 1. Sc.7) In this quote, Lady Macbeth is agitating Macbeth by saying he is not a man if he does not do what he says he is going to do, which is to murder the king. This angers Macbeth and enables him to follow Lady Macbeth s scheme to kill the king and continue killing. Macbeth s first murder is a trying experience for him. However, as the play progresses, killing seems to be the only solution to maintain his reign of the people of Scotland. Macbeth becomes increasingly ambitious as the play goes on. The witches prophecies and Lady Macbeth s influence intensifies his ambition and drives Macbeth to obtain and maintain his title of Scotland by whatever means, even murdering his best friend, Banquo. Upon my head they placed a fruitless crown K..No Son of mine succeeding K..If t be so, for Banquo s Issue have I filed my mind; For them the gracious Duncan I have murdered K..to make them kings, the Seeds of Banquo kings (Act 3. sc.1) At this point Macbeth s becomes more and more extreme to the point where no one stands in his way. His greed, violence, and hunger for power declines his character. The witches prophecy, Lady Macbeth s influence, and Macbeth s own ambition all contribute greatly to his deterioration of character which results in his downfall, which was death. All the causes link to one another. If it wasn t for witches prophecies, Macbeth would still be his ordinary self. Because of these prophecies, Macbeth s curiosity of possibly becoming king was brought out which led Lady Macbeth s controlling influence. Macbeth s ambition then builds and causes him to commit a series of murders, one of which, include his own best friend. If one of these factors were missing, Macbeth would not have been strong enough to carry the motive to kill King Duncan, which ultimately leads to his destruction.

Canada’s Changing Demographics and the Work Force Essay Example

Canada’s Changing Demographics and the Work Force Essay Example Canada’s Changing Demographics and the Work Force Essay Canada’s Changing Demographics and the Work Force Essay What has happened to Canada’s demographics over the past 50 old ages? Over the past 50 old ages. Canada’s demographics have been fluctuating significantly in footings of age and sex construction. During the mid-twentieth century. the population distribution pyramid was owned by the younger people and young person while the elderlies were non as extremely populated. Now. the pyramid does non even resemble a pyramid ; an addition in life anticipation. and a bead in birthrate rates may account for such a drastic and effectual transmutation. and this sudden bead on the charts represents the big cohorts of the babe boomers. who are now get downing to play. possibly even a somewhat harmful. function in the economic work force. In footings of statistics. these alterations represent good the ripening that has taken topographic point in Canada over the past 50 old ages. Between 1956 and 2006. the average age of the Canadian population went from 27. to 38. 8 old ages. an addition of more than 10 old ages over a span of 50 old ages. By 2056. the average age is expected to make 46. 9 old ages. or 20 old ages more than it was in 1956. In footings of demographics in the work force. during the 3rd one-fourth of the 20th century. there were about 8 grownups between 15 and 64 old ages of age in Canada for each individual aged 65 old ages or over. However. the d emographic dependence ratio for seniors in 2006 was merely over 5 individuals aged 15 to 64 old ages for each individual aged 65 old ages and over. This ratio gives an estimate of how many aged individuals there are in relation to the possible pool of workers. During the last 25 old ages. the ratio has bit by bit yet significantly decreased to its current degree. This downward tendency could besides go on into the hereafter. harmonizing to recent population projections by adept analysts. Regardless of the scenario selected. most projections show a continuance of the diminution of this index of population aging. Harmonizing to the projections. in the twelvemonth 2056 there would be merely 2. working-age individuals for each individual aged 65 old ages or over. an even lower ratio than we are covering with at the present minute. The Issue of Age Discrimination Age favoritism is defined. technically. as the thought of curtailing individuals from acquiring hired. promoted. or discriminated. in a place on the footing of age. It involves inauspicious work intervention of an employee based on a category or class that the employee belon gs to – employees over age 40 – instead than on the employee’s single virtue. The Age Discrimination in Employment Act of 1967 ( ADEA ) protects certain appliers and employees 40 old ages of age and older from favoritism on the footing of age in engaging. publicity. discharge. compensation. or footings. conditions or privileges of employment. In fact. any action that an employer takes that adversely affects a disproportional figure of employees over 40 is besides age favoritism. Assorted different types of age favoritism do be throughout the work force. It would be reasonable to be knowing on one’s rights in footings of age favoritism to guarantee that future struggles as such are avoided. . Denying Employment: Denying 1s rights on hiring and employment based on their current age ( most instances involve the misjudgement of one’s capablenesss due to inexperience and immature age ) 2. Position-Based Employment: When one is already working for a company and is denied another place. possibly a publicity. within the company based on their current age . 3. Salary-Based Employment: While it is sensible to presume that a individual with more experience and instruction will grok a higher wage. even for making about the same work as another individual. there may be instances where that is non applicable. Some instances involve the act of paying more to one individual while another is making about indistinguishable work yet is being paid lupus erythematosus. yet one individual is significantly older or younger than the other. 4. Housing-Based Solutions: This type of age favoritism is different than others. merely because it is non related to employment. Some communities specifically cater to older grownups. but this is an freedom to lodging favoritism allowed under the Housing for Older Persons Act ( HOPA ) . This is true in many retirement communities. for illustration. for which frequently do non let those younger than age 55 old ages to ain belongings or populate at that place. Current myths sing the older work force employees There do be. nevertheless. many myths about the capablenesss of older workers in the field and how efficient they would be if they were to go on working in the work force as they age. One go arounding myth is that older people can non or will non larn new stuff every bit expeditiously as younger people. which is the most outstanding one of the remainder. A few others include the thought that older people are non flexible or adaptable to the work environment. that older people are less productive. and that older workers are more expensive than younger workers. There has been great argument on both sides of these theories. given that although people do accept that older people should non be discriminated against and limited in footings of the work force. there do still be facets in their work wonts and the resources needed to supply for them in the workplace which are less ideal than if younger people were to be hired alternatively. Some issues that may hold to be dealt with throughout the workplace with older people include more wellness protection. more resources to supply for them. and possibly even more preparation to guarantee that they are non slow in groking the accomplishments necessary for the station ( all of these factors besides relate back to thought of more disbursals in general ) . Labour deficit in Canada Figure 1. Statisticss on the recent survey on Canadian labour deficit by state Figure 1. Statisticss on the recent survey on Canadian labour deficit by state Finally. the instance for occupation deficits in Canada became thinner late with the most recent informations demoing vacancies really fell to 200. 000 at the start of the twelvemonth. significance there were 6. 5 unemployed workers trailing each gap. The fresh information is merely the latest index that seems to undersell authorities and concern statements that Canada is confronting a serious accomplishments and labour deficit. Furthermore. given the fact that older citizens are get downing to retire from their places. there is an increased hazard of labour deficits get downing to emerge. Partss of the economic system such as the nutrient and eating house. oil. and public services industries are get downing to confront such issues. and this country of struggle may even go on to turn over the decennaries. possibly even dispersed and spread out to more parts of the economic system. In footings of action against this issue nevertheless. stairss have already been put into consequence by different organisations and the Canadian authorities. Advancement has been made to cut down barriers to work by supplying revenue enhancement inducements for working Canadians and by modifying Employment Insurance and Guaranteed Income Supplement plans to take punishments for working people. Canadian Prime Minister. Steven Harper. responded that there are certain instances in Canada where there are absolute deficits of workers and that he will ensure the plans put in consequence are reformed so they may non be misused in any manner. The authorities has already begun to take action to farther cut down barriers to work for Canadians. given that Canada’s labour deficit is non merely a accomplishments deficit. but a person-shortage that will hold an progressively negative affect on the economic growing and prosperity of all Canadians. The decreasing immature worker to retired elder-ratio should be a clear indicant that a struggle is. and will be outstanding throughout the following twosome old ages or decennaries in Canada’s e conomic system. and that action must be taken every bit expeditiously as possible to avoid a serious job for both our current and future coevalss.

Americas Teens up in Smoke essays

Americas Teens up in Smoke essays On every street corner in America, you will find a teen smoking. Even though a number of commercials and school orientations have given the effects of smoking, the kids feel they are invincible to the effects smoking can cause. Tobacco companies have targeted the youth, ages eleven to seventeen, because they are the future of their industry and very influential (Britannica online). Yes it is true; the future of America has been the focus of their progression. However, how can we have a healthy outlook on the future if 34.8 percent of our youth are inhaling five hundred chemicals into their bodies (Britannica online)? Society needs to focus on telling teenagers the numerous effects of smoking, so they can live a healthier life. The effects of smoking have long been proven to destroy out bodies. The number one disease caused by smoking is cancer. Ola James husband died of lung cancer this past summer. She says Every time I see someone light a cigarette, I think of how sick Richard was and it breaks my heart. She has watched the one person who meant more to her than anyone else in the world, die from a disease that TV has advertised for years. Although a smoker for many years, Richard James might be alive today if he had quit smoking when he was young. Smoking can also cause emphysema, which is a condition of the lungs marked by distension and frequently by impairment of heart action. Smoking has also been known to cause yellow stains on teeth, inflamed gums, periodontal disease, and other diseases of the mouth (Britannica online). With that in mind, who wants to have a cigarette hanging out of their mouth? Well the answer to that question can be answered in two words . . . todays youth. While no one really understands why teenagers take their first puff, whether its peer pressure or another reason, the fact is that they do. Obviously the ...

S2. Costs of Lending ,read this part through the workbook and write Essay

S2. Costs of Lending ,read this part through the workbook and write down the understand of the . Costs of Lending - Essay Example Money can be made in profit if the measures employed in ensuring that the payment of money are clear so that money can compensate and be relent again. Costs are undergone and lending money this because if the money is not paid the agency undergo major costs if were enough collateral repay the cash A cost of lending is a thought that should be put under consideration when one is undertaking any money lending transaction. For this reason the costs of lending are the real consequences that are faced by the commercial institutions during and after lending money to organizations or individuals (Leila 2011). There are several hard ships and expenses that are undergone during the process of lending money. This might involve the bank into ending into very dangerous bad debts which will make the bank work at a loss which is highly dangerous for any commercial institution. Commercial and Corporate Lending As to my research commercial lending is the process by which money is lent to an establis hed organization as credit so that the operations taking place in the organization can proceed (Lance 2002). This money is lent to the business entity so as to give a hand in the operational expenses in the organization and also other forms of capitals required in the organization (Lance 2002). ... that when loans are secured from a commercial institution the first thing that they feature is attaining collateral from the party who requires the loan. Under my opinion corporate lending is just identical to getting a personal loan it is only that the money transaction will not take place between the bank and the person but it is normally made from the bank to a company. This lending is usually used with the involvement of the asset, structured finance or through the help of the cash flow (Kaplan 2008). For this reason this risk of one attaining a non payable amount of cash is discouraged because the person who requires the loan will receive a share that is directly proportional to the assets owned by the individual or company. Commercial Lenders Commercial lenders are the financial institutions that lend money to organizations and individuals with hard collateral being put in place as security to the loan (Kaplan 2008). These lenders include commercial banks, private lending insti tutions, hard money lenders and also financial groups that have enough amounts that can be used to lend. They have their own policies each that govern the transactions involving money so that they can evaluate the persons who are capable of getting their loans (Kaplan 2008). The commercial lenders are extremely attractive and one can access them through brokers who direct them to the money lenders. The brokers earn from looking for customers which is solely catered for by the customer or the borrower. Importance of Commercial Lenders The commercial lenders give the organizations and other individual who require cash in order to build and uplift the living conditions of the countries and the societies where they live. This will lead to growth and expansion of the country and the societies